J1VI℠ – J1/J2 Visa Insurance
Medical/Health Insurance Plans for J1/J2 Compliance & Peace of Mind
Get comprehensive medical/health insurance for yourJ1/J2 Visa
Are you a current or future participant in a J1 exchange program looking for medical insurance that meets J1 requirements? Concerned about coverage for your J2 spouse and dependents?
Medical costs in the U.S. are very high. A medical emergency without medical insurance could lead to financial stress and affect your family’s well-being.
At J1VI℠, your peace of mind is our priority. We understand that finding the right health insurance for your J1/J2 Visa can be overwhelming and perhaps stressful. Our focus is to make the process stress-free. Enrolment is easy and entirely online.
J1VI offers free personalized quotes for comprehensive health insurance plans that meet all U.S. Federal Government requirements for the J1/J2 Visa. Plus, as insurance rates are regulated by law, you’ll get the same price anywhere you go. Get started and get your free quotes today.
How to comply with the J1/J2 Visa Insurance requirements
To comply, you must meet or exceed the medical insurance requirements:
- Medical benefits (per accident/injury or illness) of $100,000 (or more)
- Deductible of $500 (or less)
- Coinsurance of 75% (or more)
The other J1/J2 insurance requirements are met by all insurance plans:
- Repatriation of remains in the amount of $25,000 or more
- Expenses for medical evacuation to home country in the amount of $50,000 or more
- Coverage of pre-existing conditions after a reasonable waiting period
- A.M. Best rating of A- for the underwriting insurance company or better
For more information, J1/J2 Visa insurance requirements
Plans that comply with the J1/J2 Visa Insurance Requirements
Patriot Exchange Program (PEP)
Overview
Comprehensive medical insurance for J1 exchange visitors & J2 spouses and/or dependents
Highlights
Policy maximum: $5,000,000
Medical benefits (per accident/injury or illness): $100,000, $250,000 or $500,000
Deductible options: $0, $100, $250 or $500
Coinsurance: after deductible : 90% in-PPO network, 80% Out-of-Network, 100% outside U.S.
PPO Network: United Healthcare PPO Network
Student Health Center: not subject to deductible: $5 copay per visit / $0 copay if $0 deductible
Urgent Care: not subject to deductible: $50 copay per visit / $0 copay if $0 deductible
Walk-in-Clinic: not subject to deductible: $20 copay per visit; $0 copay if $0 deductible
Plans options that comply with J1/J2 Visa Insurance Requirements
Medical benefits (per accident/injury or illness): $100,000, $250,000 or $500,000
Deductible options: $0, $100, $250 or $500
Coinsurance: after deductible : 90% in PPO network, 80% Out-of-Network, 100% outside U.S.
Repatriation of remains: up to $25,000
Expenses for medical evacuation to home country: up to $100,000
Coverage of pre-existing conditions: after 12 months (maximum limit $1,500)
Financial Strength of SiriusPoint (Underwriter): A.M. Best rating of A- (Excellent)
Student Health Advantage (SHA)
Overview
Comprehensive medical insurance for J1 students and scholars & J2 dependents
Highlights
Policy maximum: Student: $500,000 / Dependent: $100,000
Medical benefits (per accident/injury or illness): Student: $300,000 / Dependent: $100,000
Deductible: $250
Coinsurance: after deductible : 90% In-Network, 80% Out-of-Network, 100% outside U.S.
In-Network: United Healthcare PPO Network
Student Health Center: not subject to deductible: $5 copay per visit / $0 copay if $0 deductible
Plans options that comply with J1/J2 Visa Insurance Requirements
Medical benefits (per accident/injury or illness): $300,000
Deductible options: $250
Coinsurance: after deductible 90% in PPO network, 80% Out-of-Network, 100% outside U.S.
Expenses for medical evacuation to home country: up to $500,000
Repatriation of remains: up to $25,000
Coverage of pre-existing conditions: after 12 months
Financial Strength of SiriusPoint (Underwriter): A.M. Best rating of A- (Excellent)
Student Health Advantage (SHA) Platinum
Overview
Platinum comprehensive medical insurance for J1 students and scholars & J2 dependents
Highlights
Policy maximum: Student: $1,000,000 / Dependent: $100,000
Medical benefits (per accident/injury or illness): Student: $500,000 / Dependent: $100,000
Deductible: In-Network $100, Out-of-Network $150, Outside U.S. $25
Coinsurance: after deductible : 90% In-Network, 80% Out-of-Network, 100% outside U.S.
In-Network: United Healthcare PPO Network
Student Health Center: not subject to deductible: $5 copay per visit / $0 copay if $0 deductible
Maternity and Newborn Care: Maximum limit: $5,000 / 80% In-Network, 60% Out-of-Network, 100% Outside U.S.
Plans options that comply with J1/J2 Visa Insurance Requirements
Medical benefits (per accident/injury or illness): $100,000, $250,000 or $500,000
Deductible options: $0, $100, $250 or $500
Coinsurance: after deductible : 90% in PPO network, 80% Out-of-Network, 100% outside U.S.
Repatriation of remains: up to $25,000
Expenses for medical evacuation to home country: up to $100,000
Coverage of pre-existing conditions: after 12 months (maximum limit $1,500)
Financial Strength of SiriusPoint (Underwriter): A.M. Best rating of A- (Excellent)
